RT null T1 Values Based Banking: Bringing the Voice of the Citizen into Finance A1 United Nations Environment Programme, YR 2015 FD 2015-08 LK https://wedocs.unep.org/handle/20.500.11822/9673 UL https://wedocs.unep.org/handle/20.500.11822/9673 NO Today’s financial system is in many ways too large, too complex, and too removed from the real economy. It has become focused on short--‐term profit maximisation, it does not pay enough attention to social and environmental risks, and it leaves 2.5 billion people without access to adequate or any financial services. Banks play an important role in the economy intermediating between savers and borrowers. As such the role banks can play in contributing to or undermining sustainable development is profound. Values based banking is purposively oriented towards the development of a sustainable economy. DS UN Environment Document Repository RD Sep 18, 2026